IRAs

A MemberSource IRA can help you do more than just save money – you’ll grow your money so you can live your dreams. And unlike other investments, all credit union IRAs are insured separately from other Share Accounts for up to $250,000 by the NCUA, an agency of the federal government.

Tax Savings

MemberSource IRAs offer very distinct advantages at tax time. In fact, three out of four taxpayers save money on taxes by deducting at least part of their IRA contribution. You may wish to consult a tax specialist to determine your eligibility. In addition, you'll qualify for tax-deferred compounding of interest with a credit union IRA.

IRA Term Share Certificate Account

The MemberSource IRA Term Share Certificate Account(certificate of deposit) enables you to lock into a fixed interest for a fixed term, ranging from 6 - 60 months.

IRA Accumulation Account

The MemberSource IRA Accumulation Account allows you to make a lump sum deposit or contribute to your IRA regularly through payroll deduction.

Roth Money Fund IRA

Your dreams are at your fingertips with our great rate and tax-free Roth Money Fund IRA options. Your money grows faster, so you don't have to worry about your future or the future of your family. We can even help you determine whether converting from a traditional IRA is right for you.

Education IRA

Just thinking about the spiraling costs of college tuition, books and fees can send your head spinning. Open a MemberSource Education IRA and your children or grandchildren will certainly worry less about paying for college.