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Rates

Apply for a Credit Card

Look in your mailbox and you’re sure to find at least one credit card offer today. The difference is, our credit card rates are very competitive and the interest earned actually goes back to the credit union where it benefits everyone.

Fair Credit and Charge Card Disclosure
Platinum Visa Annual Percentage Rate is 8.99%
Visa Gold Annual Percentage Rate is 12.9%
Standard Visa Annual Percentage Rate is 13.9%
LATE PAYMENT FEE
A late payment fee of 5% of the monthly payment will be assessed on every payment that is ten or more days past due; minimum $5 and maximum $15.
VARIABLE RATE
Not Applicable
TRANSACTION FEE FOR PURCHASES
Not applicable
GRACE PERIOD FOR PURCHASES
The grace period will not be less than 25 days from the date of the periodic statement (provided you have paid for your previous balance in full by the due date.)
ANNUAL FEE
None
BALANCE CALCULATION METHODS FOR PURCHASES
Average daily balance (including new purchases)
FOREIGN TRANSACTION FEE
1% of Converted Transaction Amount

The information about the costs of the cards is accurate as of March, 2005. This information may have changed after that date. To find out what may have changed, write to us at MemberSource Credit Union, Attn: Loan Department, 10100 Richmond Ave., Houston, Texas 77042. Or call us at 713-627-4000 or 800-877-8828.

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