Personal Loans

When it comes to your finances, flexibility is the key. That's why MemberSource has almost as many ways to lend as you have to spend. When you’re looking for a simple and quick loan, not much beats a personal loan or line-of-credit.

Personal Loan

With terms up to 60 months and a minimum as low as $500, this fixed rate loan is perfect for buying that home computer, new entertainment system and more. No matter how you spend the money, you’ll have a competitive rate and the option to add credit life and disability insurance to the loan.

Line-of-Credit

A line of credit is great to have “just in case.” With our regular line-of-credit, interest is charged on the outstanding balance and monthly payments are based only on the amount you owe. A favorite feature of this loan is the convenient access. You can call our 24-hour Touchtone Teller for a loan advance and transfer it to your savings or checking account, all in one phone call. Plus, you can use your line of credit as overdraft protection for your MemberSource checking account.

Prime Plus Line-of-Credit

If you’re budget conscious, this is a great loan for you. It has a market-competitive rate tied to the prime lending rate (based on 4% APR above the prime rate as published in the Wall Street Journal), and a set monthly payment that's based on your approved limit. It also features 24-hour access from our Touchtone Teller, and a $20,000 maximum (based on an aggregate unsecured balance of all accounts).