As simple as it gets the Visa® Classic card is on you need in your wallet. You get all the basic benefits with the added benefit of a tried and true Visa® credit card.
A MemberSource Credit Union Visa® Classic Features:
- 13.90% APR—Non-Variable Rate
- No Annual Fee
- A Line of Credit Up to $35,000*
- 24-Hour Cash—Get cash at ATMs around the world
- A Grace Period on Purchases
- Transfer balances from other high interest credit cards
*Certain criteria applies.
Please report lost or stolen credit cards immediately to 800.472.3272.
Visa® Classic Disclosure
Fair Credit and Charge Disclosure
Review the information in the Fair Credit and Charge Disclosure and then click "I Accept" to be directed to the application.
Credit Card Rates
Card Type | Rate |
---|---|
Platinum VISA | 8.99% |
VISA Gold | 12.90% |
VISA Classic | 13.90% |
All cards feature a grace period on purchases, no annual fees, and a non-variable rate.
Variable Rate
Not Applicable
Transaction Fee for Purchases
Not Applicable
Paying Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Annual Fee
Not Applicable
Balance Calculation Methods for Purchases
Average daily balance—including new purchases
Foreign Transaction Fee
1% of Converted Transaction Amount
The information about the costs of the cards is accurate as of August 2016. This information may have changed after that date. To find out what may have changed, write to us at MemberSource Credit Union, Attn: Loan Department, 10100 Richmond Ave., Houston, Texas 77042. Or call us at 713.627.4000.
* Credit limit based on individual credit criteria.