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    MemberSource Credit Union

    Sharing knowledge, creating solutions.

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      • Auto Loans – Looking to buy a new or used auto? Come to the Source. Get pre-approved and find out just what your payment will be. We have low rates and terms to fit any budget. Check out our rates or Apply now.
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      • Personal Loans – Maybe you want to finance a vacation, holiday or back to school expenses. We can do that! Or, maybe you prefer a line of credit for quick and easy access to extra funds whenever you need it. No matter which you choose, MemberSource is your source for loans. Apply today.
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      • Visa Credit Card – Get the buying power and convenience of a Visa® credit card from MemberSource. We offer Platinum, Gold and Classic cards with non-variable rates. Transfer a balance from a higher rate card to save money and there is no balance transfer fee. Apply now.
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      • e-Services – When you can’t get to the branch, bring the branch to your phone. With MSCU mobile banking you can access your account information, pay your bills, transfer funds, make a payment, schedule account alerts and so much more. And all of this is free!
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  • Checking Accounts

    Open the Right Checking for Your Needs

    No MemberSource member household is complete without the indispensable checking account. It's the best way to pay bills, buy coffee in the morning or take the family out for some fun. Just call or stop by any location and we'll help you find exactly which checking option is the right solution for you.

    Visa® Debit Card

    With every MemberSource Checking Account you can enjoy the power of a Visa® debit card. It's the quick and easy way to write a check without writing a check. Use it wherever Visa® is accepted (including for free at any Allpoint ATMs) and the money comes directly out of your MemberSource checking account. (Report a lost or stolen debit card immediately to 800.472.3272.)

    If you forget your debit card PIN, changing it is just a phone call away. Call 800.992.3808, answer a few security questions, then select and enter a code of your choice. It is automatically updated and you may use your debit card and new PIN immediately.

    Simply Free

    It's hard to beat free. With the MemberSource Simply Free checking account, you pay nothing but get a lot. All it takes is $25 to open the account that features no minimum monthly balance, no monthly fee, free Online Home Banking, Mobile Banking and Bill Payer, a free Visa® debit card, overdraft protection and no Direct Deposit requirements. Requires eStatements.

    Member's Advantage

    Earn dividends on the money in your checking account. Members Advantage gives you that, plus unlimited free ATM withdrawals at any Allpoint ATM, overdraft protection, a free Visa® Check Card, free Online Home Banking, Mobile Banking and Bill Payer, free eStatements and more. Keep a daily minimum of just $500 and you'll avoid the monthly service charge.

    Market Reward

    Maintain a $5,000 daily minimum balance and you'll never pay the monthly service charge for this super-charged checking account. Earn dividends on your balances, get unlimited free ATM transactions at any Allpoint ATM, all your checks for free, never pay a cent for Online Home Banking, Mobile Banking or Bill Payer, free eStatements, receive overdraft protection, free money orders and more.

    Personal Choice

    Keep the flexibility of no minimum balance required while still enjoying all of the conveniences you expect in a checking account, including unlimited free ATM transactions at Allpoint ATMs, for a low monthly fee.

    Select Checking

    If you've experienced a credit hardship and need a "Second Chance" checking account, Select Checking is for you. We won't short you on service either. Select Checking members also have convenient access to free Online Home Banking, Mobile Banking and Bill Payer, and checks and even a Visa® debit card, plus unlimited free ATM transactions at Allpoint ATMs. A monthly fee and a one time account opening fee will be charged.

    Checking Account brochure

    Learn more about the full array of financial services enjoyed by MSCU members

    CONTACT US
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    713-627-4000
    10100 Richmond Ave.
    Houston, Texas 77042
    Routing/Transit No: 313084904

    MemberSource Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 713.627.4000 so we may promptly assist you and remedy any accessibility concerns.

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