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    MemberSource Credit Union

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      • Personal Loans – Maybe you want to finance a vacation, holiday or back to school expenses. We can do that! Or, maybe you prefer a line of credit for quick and easy access to extra funds whenever you need it. No matter which you choose, MemberSource is your source for loans. Apply today.
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      • Visa Credit Card – Get the buying power and convenience of a Visa® credit card from MemberSource. We offer Platinum, Gold and Classic cards with non-variable rates. Transfer a balance from a higher rate card to save money and there is no balance transfer fee. Apply now.
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      • e-Services – When you can’t get to the branch, bring the branch to your phone. With MSCU mobile banking you can access your account information, pay your bills, transfer funds, make a payment, schedule account alerts and so much more. And all of this is free!
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  • Savings Accounts

    Start with the Basics

    The basic account for any credit union membership is the Savings Account. In fact it's the first account you'll open to become a credit union member. We have multiple types of savings accounts to suit your personal needs.

    Savings

    It's hard to top a classic. When you become a MemberSource member, this is your first account. It takes only $5 to open and pays dividends. Dividends are paid and compounded monthly. Members receive a quarterly statement showing all account activity, and deposits. Withdrawals can be made in person, by mail or transferred online to other accounts.

    Christmas Account

    Instead of adding to your holiday debt, take advantage of the MemberSource Christmas Club Account. It's only $25 to open this account and you can set up payroll deduction or direct deposit to ensure that your balance continues to grow for the holidays by saving money throughout the year. In November, those dollars you diligently socked away will be automatically transferred to your Savings Account. There is a $10 fee for withdrawals on this account between February 1st and November 1st.

    Money Market Plus

    Earn more for your money with this high-yield account. Start with as little as $2,500 to really put your money to work. Then to ensure we consistently offer the best rate, our Money Market Plus rate is adjusted each Monday based on the leading Money Fund average as published in the Wall Street Journal. There is a fee if the account balance falls below $2,500.

    Regulation D Important Information

    The purpose of Reg D is to regulate the level of reserves a financial institution maintains. This regulation places a monthly limit on the number of transfers you may make from your Savings Account or Money Market Accounts without your physical presence being required. Read more about how Regulation D may affect your transactions.

    Savings and Investments Brochure

    Learn more about the full array of financial services enjoyed by MSCU members

    CONTACT US
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    713-627-4000
    10100 Richmond Ave.
    Houston, Texas 77042
    Routing/Transit No: 313084904

    MemberSource Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 713.627.4000 so we may promptly assist you and remedy any accessibility concerns.

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