Savings Rates

Deposits - Rates Effective May 1, 2026

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    Term Share Certificates

    Term Share CertificatesBalance to Earn DividendsTermAPY*Int Rate
    Term Share Certificates$500 - $49,999.996 Months3.60%3.54%
    12 Months3.75%3.69%
    24 Months3.55%3.49%
    36 Months3.50%3.45%
    48 Months3.40%3.35%
    60 Months3.30%3.25%
    Term Share Certificates$50,000.00 - $99,999.996 Months3.65%3.59%
    12 Months3.80%3.74%
    24 Months3.60%3.54%
    36 Months3.55%3.49%
    48 Months3.45%3.40%
    60 Months3.35%3.30%
    Term Share Certificates$100,000.00 and up6 Months3.70%3.64%
    12 Months3.85%3.78%
    24 Months3.65%3.59%
    36 Months3.60%3.54%
    48 Months3.50%3.45%
    60 Months3.40%3.35%
    IRA Term Share Certificates$500.00 - $49,999.996 months3.70%3.64%
    12 months3.85%3.78%
    24 months3.65%3.59%
    36 months3.60%3.54%
    48 months3.50%3.45%
    60 months3.40%3.35%
    IRA Term Share Certificates$50,000.00 - $99,999.996 months3.75%3.69%
    12 months3.90%3.83%
    24 months3.70%3.64%
    36 months3.65%3.59%
    48 months3.55%3.49%
    60 months3.45%3.40%
    IRA Term Share Certificates$100,000 and up6 months3.80%3.74%
    12 months3.95%3.88%
    24 months3.75%3.69%
    36 months3.70%3.64%
    48 months3.60%3.55%
    60 months3.50%3.45%

    Savings

    ServiceMinimum to OpenBalance To Earn DividendsAPY*Dividend Rate
    Regular Share Savings$5$100-$4,999.990.10%0.10%
    $5,000-$24,999.990.10%0.10%
    $25,000+0.10%0.10%
    WILD Savings$5$5 - $4,999.990.10%0.10%
    $5,000.00-$24,999.990.10%0.10%
    $25,000.00+0.10%0.10%
    Roth Money Fund IRA$25N/A0.25%0.25%
    Educational IRA$25N/A0.25%0.25%
    IRA Savings$50N/A0.15%0.15%
    Christmas Club$25$1000.15%0.15%
    Money Market**N/A$100-$999.990.01%0.01%
    $1000+0.05%0.05%
    Money Market Plus***$2,500$0.01-$2,499.990.00%0.00%
    $2,500.00-$4,999.990.05%0.05%
    $5,000.00-$9,999.990.10%0.10%
    $10,000.00-$24,999.990.15%0.15%
    $25,000.00-$49,999.990.20%0.20%
    $50,000.00-$99,999.990.25%0.25%
    $100,000.00+0.30%0.30%

    Checking

    ServiceMinimum to OpenBalance To Earn DividendsAPY*Dividend Rate
    Emerald+ Checking$25$.01-$2,499.990.00%0.00%
    $2,500.00-$9,999.990.05%0.05%
    $10,000.00-$24,999.990.10%0.10%
    $25,000.00-$49,999.990.15%0.15%
    $50,000.00+0.20%0.20%
    Emerald Checking$25N/AN/AN/A
    reSource Checking$25N/AN/AN/A
    Select Checking$25N/AN/AN/A

    * APY=Annual Percentage Yield. Early withdrawal from a Term Share Certificate will result in a dividend penalty. For 12 month Term Share Certificates, you have the discretion to increase the existing rate to the current rate available on certificates with the same term one time during the term of the certificate.

    ** This account is no longer available for opening. Disclosed rates are for existing Money Market accounts only.

    *** A $25 fee will be assessed if the balance in the Money Market Plus account falls below $2,500.

    All rates and terms are subject to change without prior notice.

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