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    MemberSource Credit Union

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  • Savings Rates

    Deposits - Rates Effective July 1, 2022

    Rates

    Term Share Certificates Balance to Earn Dividends Term APY* Int Rate
    Term Share Certificates$500 - $49,999.996 Months0.75%0.75%
    12 Months1.30%1.29%
    24 Months1.65%1.64%
    36 Months1.70%1.69%
    48 Months1.75%1.73%
    60 Months1.95%1.93%
    Term Share Certificates$50,000.00 - $99,999.996 Months0.80%0.80%
    12 Months1.35%1.34%
    24 Months1.70%1.69%
    36 Months1.75%1.74%
    48 Months1.80%1.78%
    60 Months2.00%1.98%
    Term Share Certificates$100,000.00 and up6 Months0.85%0.85%
    12 Months1.40%1.39%
    24 Months1.75%1.74%
    36 Months1.80%1.79%
    48 Months1.85%1.83%
    60 Months2.05%2.03%
    IRA Term Share Certificates$500.00 - $49,999.996 months0.80%0.80%
    12 months1.35%1.34%
    24 months1.70%1.69%
    36 months1.75%1.73%
    48 months1.80%1.78%
    60 months2.00%1.98%
    IRA Term Share Certificates$50,000.00 - $99,999.996 months0.85%0.85%
    12 months1.40%1.39%
    24 months1.75%1.74%
    36 months1.80%1.78%
    48 months1.85%1.83%
    60 months2.05%2.03%
    IRA Term Share Certificates$100,000 and up6 months0.90%0.90%
    12 months1.45%1.44%
    24 months1.80%1.79%
    36 months1.85%1.83%
    48 months1.90%1.88%
    60 months2.10%2.08%

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    Savings

    Service Minimum to Open Balance To Earn Dividends APY* Dividend Rate
    Regular Share Savings$5$100-$4,999.990.05%0.05%
    $5,000-$24,999.990.10%0.10%
    $25,000+0.15%0.15%
    WILD Savings$5$5 - $4,999.990.05%0.05%
    $5,000.00-$24,999.990.10%0.10%
    $25,000.00+0.15%0.15%
    Roth Money Fund IRA$25N/A0.25%0.25%
    Educational IRA$25N/A0.25%0.25%
    IRA Savings$50N/A0.15%0.15%
    Christmas Club$25$1000.15%0.15%
    Money Market**N/A$100-$999.990.01%0.01%
    $1000+0.05%0.05%
    Money Market Plus***$2,500$0.01-$2,499.990.00%0.00%
    $2,500.00-$4,999.990.05%0.05%
    $5,000.00-$9,999.990.10%0.10%
    $10,000.00-$24,999.990.15%0.15%
    $25,000.00-$49,999.990.20%0.20%
    $50,000.00-$99,999.990.25%0.25%
    $100,000.00+0.30%0.30%

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    Checking

    Service Minimum to Open Balance To Earn Dividends APY* Dividend Rate
    Market Reward Checking$5,000$.01-$4,999.990.00%0.00%
    $5,000.00-$9,999.990.05%0.05%
    $10,000.00-$24,999.990.10%0.10%
    $25,000.00-$49,999.990.15%0.15%
    $50,000.00+0.20%0.20%
    Member's Advantage Checking$500$1000.05%0.05%
    Personal Choice Checking$25N/AN/AN/A
    Simply Free Checking$25N/AN/AN/A
    Select Checking$25N/AN/AN/A

    * APY=Annual Percentage Yield. Early withdrawal from a term share certificate will result in a dividend penalty.

    ** If the Money Market balance falls below $1,000, the dividends earned will equal those of the Member's Advantage Checking. This account is no longer available for opening. Disclosed rates are for existing Money Market accounts only.

    *** A $25 fee will be assessed if the balance in the Money Market Plus account falls below $2,500.

    All rates and terms are subject to change without prior notice.

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    713-627-4000
    10100 Richmond Ave.
    Houston, Texas 77042
    Routing/Transit No: 313084904

    MemberSource Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 713.627.4000 so we may promptly assist you and remedy any accessibility concerns.

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