Credit Builder Loan

If you have no credit, little credit, or want to improve your current credit, this loan is just for you. The borrowed amount is deposited into your MSCU savings account and held while you make payments building your credit. You don't have to come up with the initial deposit - we'll lend it to you! Here's how it works:

• Choose your amount - from $1000 to $2500
• Choose your repayment period - from 6 months to 24 months
• Loan proceeds will be deposited into your savings account and held
• Standard rate of 6% apr*
• As loan balance is paid down, the held funds are released

Apply online today or call 713.627.4000.

*APR is Annual Percentage Rate. Payment example $1000 at 6% apr for 12 months is $86/mo. The granting of a Credit Builder Loan does not guarantee future loans. Subject to approval. May pay off loan early, but it is strongly encouraged to pay scheduled monthly payments for the term of the loan in order to build a good payment history. Payment history reported to credit bureaus. See credit union representative for details. Standard membership requirements apply.