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    MemberSource Credit Union

    Sharing knowledge, creating solutions.

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      • Auto Loans – Looking to buy a new or used auto? Come to the Source. Get pre-approved and find out just what your payment will be. We have low rates and terms to fit any budget. Check out our rates or Apply now.
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      • Personal Loans – Maybe you want to finance a vacation, holiday or back to school expenses. We can do that! Or, maybe you prefer a line of credit for quick and easy access to extra funds whenever you need it. No matter which you choose, MemberSource is your source for loans. Apply today.
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      • Visa Credit Card – Get the buying power and convenience of a Visa® credit card from MemberSource. We offer Platinum, Gold and Classic cards with non-variable rates. Transfer a balance from a higher rate card to save money and there is no balance transfer fee. Apply now.
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        • Routing/Transit No: 313084904
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      • e-Services – When you can’t get to the branch, bring the branch to your phone. With MSCU mobile banking you can access your account information, pay your bills, transfer funds, make a payment, schedule account alerts and so much more. And all of this is free!
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  • Checking Accounts

    Open the Right Checking for Your Needs

    No household is complete without the indispensable checking account, each with its own features and value benefits. Take a look at the options we offer and we'll help you find exactly which checking option is the right solution for you. Each comes with the basic necessities such as a Visa® debit card, free transactions at Allpoint ATMs, free online and mobile banking, free bill pay, free text alerts, overdraft protection, free e-statements and much more. View information regarding all of the benefits included with Emerald or Emerald+ Checking by clicking on the link below.

    Emerald Checking and Emerald+ Checking Benefits Guide

    Learn more about the full array of financial services enjoyed by MSCU members

    Emerald Checking Emerald+ reSource Checking Select Checking
    Emerald Checking

    Save money with BaZing:

    • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
    • ID Theft Aid
    • Roadside Assistance
    • Health Savings Card
    • Cell Phone Protection
    • Shop local, save local with BaZing Savings
    • Travel Accidental Death Coverage
    • BaZing Fuel

    Only $7.00 per month

    Emerald+

    Get rewarded for your relationship:

              • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
              • ID Theft Aid
              • Roadside Assistance
              • Health Savings Card
              • Cell Phone Protection
              • Shop local, save local with BaZing Savings
              • Travel Accidental Death Coverage
              • BaZing Fuel
              • Dividends on Your Checking Balance

    Maintain a $2,500 minimum balance, and we’ll waive the $10 monthly fee.

    reSource Checking

    Meet your basic banking needs:

    Bank anywhere and everywhere with Anywhere Banking Tools, including mobile banking, online banking, bill pay, debit card, and e-Statements.

    $2 per month, waived with minimum 10 debit card transactions per month.

    Select Checking

    If you've experienced a credit hardship and need a "Second Chance" checking account, Select Checking is for you. We won't short you on service either.

    • Free Online Home Banking
    • Mobile Banking
    • Bill Payer
    • Checks
    • Visa® debit card,
    • plus unlimited free ATM transactions at Allpoint ATMs.

    A monthly fee and a one time account opening fee will be charged.

    Open an Account Now

    Not quite sure which account is right for your needs?

    MemberSource Credit Union is your guide to connecting your finances to your life…with the best banking match!

    Compare Accounts

    Save Money and Time, Get Peace of Mind

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    ID Theft Aid

    A host of identity products to keep you safe.

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    Cell Phone Protection

    Phone broken or stolen? You’re covered with repair or replacement.

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    Roadside Assistance

    Available 24/7 and free to use, covers up to $80 in covered service charges.

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    BaZing Savings

    Shop local, save local. Discover discounts and national retailer deals.

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    Health Savings

    Save money on prescriptions, eye exams, frames, lenses and hearing services.

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    Anywhere Banking Tools

    Online banking, mobile banking, bill pay, debit card and eStatement.

    Debit Card Assistance

    Report a lost or stolen debit card immediately to 800.472.3272. If you forget your debit card PIN, changing it is just a phone call away. Call 800.992.3808, answer a few security questions, then select and enter a code of your choice. It is automatically updated and you may use your debit card and new PIN immediately.

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    • MSCU NMLS# 664659

    713-627-4000
    10100 Richmond Ave.
    Houston, Texas 77042
    Routing/Transit No: 313084904

    For optimal display of our website, it is recommended that you use the most updated version of your preferred browser.

    MemberSource Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 713.627.4000 so we may promptly assist you and remedy any accessibility concerns.

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