Make the Holidays a Little Brighter
The holidays are a time for giving, celebrating, and making memories. At MemberSource Credit Union, we’re making it easier for our loyal members to access extra funds for the holiday season with our Holiday Loyalty Loans. Whether you’re shopping for gifts, planning holiday celebrations, or covering seasonal expenses, our Holiday Loyalty Loans offer a convenient way to access the funds you need, with no credit check required for qualifying members.
Holiday Loyalty Loan Options
Initial Loyalty Loan
- Loan Amount: $1,500
- Term: 14 months
- Rate: 6.35%
- Finance Document Fee: $100
- Monthly Payment: $111.45
Returning (Subsequent) Loyalty Loan
- Loan Amount: $2,500
- Term: 24 months
- Rate: 13.25%
- Finance Document Fee: $100
- Monthly Payment: $119.23
Qualifications
- Maintain at least one qualifying deposit account (checking, savings, CD, or Money Market).
- Have been a member for at least one year.
- Have eligible account activity, such as direct deposits, debit card transactions, online bill payments, or ATM withdrawals, or maintain a minimum combined balance of $2,500 for at least two years.
- Be in good standing and current on all existing loans.
Members who do not meet these qualifications may still be eligible for other loan options, such as a standard personal loan, credit card, or line of credit, subject to regular underwriting guidelines.
Ready to Get Started?
Contact MemberSource Credit Union at 713.627.4000 or visit your nearest branch to learn more about Holiday Loyalty Loans and available options.
*The $100 finance document fee is automatically deducted from loan proceeds. The stated rates are annual percentage rates (APR) and include the calculation of the fee. Loyalty Loans are available to existing members who meet applicable balance and/or transaction criteria. A credit report will not be pulled for this type of loan. Other loan types with different credit criteria and rates are available. Consult a MemberSource representative for details.