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    MemberSource Credit Union

    Sharing knowledge, creating solutions.

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      • Personal Loans – Maybe you want to finance a vacation, holiday or back to school expenses. We can do that! Or, maybe you prefer a line of credit for quick and easy access to extra funds whenever you need it. No matter which you choose, MemberSource is your source for loans. Apply today.
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      • Visa Credit Card – Get the buying power and convenience of a Visa® credit card from MemberSource. We offer Platinum, Gold and Classic cards with non-variable rates. Transfer a balance from a higher rate card to save money and there is no balance transfer fee. Apply now.
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      • e-Services – When you can’t get to the branch, bring the branch to your phone. With MSCU mobile banking you can access your account information, pay your bills, transfer funds, make a payment, schedule account alerts and so much more. And all of this is free!
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  • Platinum Visa®

    When you become a MemberSource Platinum Visa cardholder, you are automatically enrolled in our ScoreCard® program that rewards you for using your credit card for purchases. Accumulate Bonus Points for every purchase charged to your MSCU Platinum Visa, and redeem your points for merchandise and/or travel. You'll earn 1 point for every net $1 in purchases. And your Bonus Points are good for three years from the date of purchase so you'll have plenty of time to earn your rewards.

    A MemberSource Credit Union Visa® Platinum Features:

    • 12.50% APR* - 17.50% APR*—Non-Variable Rate
    • No Annual Fee
    • A Line of Credit Up to $35,000*
    • 24-Hour Cash—Get cash at ATMs around the world
    • A Grace Period on Purchases
    • Merchandise and Travel Rewards through the ScoreCard® Program
    • Transfer balances from other high interest credit cards

    Additional benefits that come with a MSCU Platinum Visa include Travel Emergency and Assistance, Warranty Manager and Auto Rental Insurance.

    Please report lost or stolen credit cards immediately to 800.472.3272 or click the cards icon in MSCU's mobile app.

    Fair Credit and Charge Disclosure

    Review the information in the Fair Credit and Charge Disclosure and then click "I Accept" to be directed to the application.

    Credit Card Rates

    Card Type Rate
    Platinum VISA12.50% - 17.50%

    All cards feature a grace period on purchases, no annual fees, and a non-variable rate.

    Variable Rate

    Not Applicable

    Transaction Fee for Purchases

    Not Applicable

    Paying Interest

    Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

    Annual Fee

    Not Applicable

    Balance Calculation Methods for Purchases

    Average daily balance—including new purchases

    Foreign Transaction Fee

    1% of Converted Transaction Amount

    The information about the costs of the cards is accurate as of September 2024. This information may have changed after that date. To find out what may have changed, write to us at MemberSource Credit Union, Attn: Loan Department, 10100 Richmond Ave., Houston, Texas 77042. Or call us at 713.627.4000.

    I Accept

    * Credit limit based on individual credit criteria.

    Learn more about the full array of financial services enjoyed by MSCU members

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    • MSCU NMLS# 664659

    713-627-4000
    10100 Richmond Ave.
    Houston, Texas 77042
    Routing/Transit No: 313084904

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    MemberSource Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 713.627.4000 so we may promptly assist you and remedy any accessibility concerns.

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