When you become a MemberSource Platinum Visa cardholder, you are automatically enrolled in our ScoreCard® program that rewards you for using your credit card for purchases. Accumulate Bonus Points for every purchase charged to your MSCU Platinum Visa, and redeem your points for merchandise and/or travel. You'll earn 1 point for every net $1 in purchases. And your Bonus Points are good for three years from the date of purchase so you'll have plenty of time to earn your rewards.
A MemberSource Credit Union Visa® Platinum Features:
- 12.50% APR* - 17.50% APR*—Non-Variable Rate
- No Annual Fee
- A Line of Credit Up to $35,000*
- 24-Hour Cash—Get cash at ATMs around the world
- A Grace Period on Purchases
- Merchandise and Travel Rewards through the ScoreCard® Program
- Transfer balances from other high interest credit cards
Additional benefits that come with a MSCU Platinum Visa include Travel Emergency and Assistance, Warranty Manager and Auto Rental Insurance.
Please report lost or stolen credit cards immediately to 800.472.3272 or click the cards icon in MSCU's mobile app.
Fair Credit and Charge Disclosure
Review the information in the Fair Credit and Charge Disclosure and then click "I Accept" to be directed to the application.
Credit Card Rates
| Card Type | Rate |
|---|---|
| Platinum VISA | 12.50% - 17.50% |
All cards feature a grace period on purchases, no annual fees, and a non-variable rate.
Variable Rate
Not Applicable
Transaction Fee for Purchases
Not Applicable
Paying Interest
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Annual Fee
Not Applicable
Balance Calculation Methods for Purchases
Average daily balance—including new purchases
Foreign Transaction Fee
1% of Converted Transaction Amount
The information about the costs of the cards is accurate as of September 2024. This information may have changed after that date. To find out what may have changed, write to us at MemberSource Credit Union, Attn: Loan Department, 10100 Richmond Ave., Houston, Texas 77042. Or call us at 713.627.4000.
* Credit limit based on individual credit criteria.
