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    MemberSource Credit Union

    Sharing knowledge, creating solutions.

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      • Auto Loans – Looking to buy a new or used auto? Come to the Source. Get pre-approved and find out just what your payment will be. We have low rates and terms to fit any budget. Check out our rates or Apply now.
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      • Personal Loans – Maybe you want to finance a vacation, holiday or back to school expenses. We can do that! Or, maybe you prefer a line of credit for quick and easy access to extra funds whenever you need it. No matter which you choose, MemberSource is your source for loans. Apply today.
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      • Visa Credit Card – Get the buying power and convenience of a Visa® credit card from MemberSource. We offer Platinum, Gold and Classic cards with non-variable rates. Transfer a balance from a higher rate card to save money and there is no balance transfer fee. Apply now.
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      • e-Services – When you can’t get to the branch, bring the branch to your phone. With MSCU mobile banking you can access your account information, pay your bills, transfer funds, make a payment, schedule account alerts and so much more. And all of this is free!
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  • Visa® Gold

    With a Visa Gold, the world is your oyster. At least the part of the world that accepts Visa, which pretty much covers 90% of the globe.

    A MemberSource Credit Union Visa® Gold Features:

    • 12.90% APR*—Non-Variable Rate
    • No Annual Fee
    • A Line of Credit Up to $20,000*
    • 24-Hour Cash—Get cash at ATMs around the world
    • A Grace Period on Purchases
    • Transfer balances from other high interest credit cards

    Please report lost or stolen credit cards immediately to 800.472.3272.

    Visa® Gold Disclosure

    Fair Credit and Charge Disclosure

    Review the information in the Fair Credit and Charge Disclosure and then click "I Accept" to be directed to the application.

    Credit Card Rates

    Card Type Rate
    Platinum VISA8.99%
    VISA Gold12.90%
    VISA Classic13.90%

    All cards feature a grace period on purchases, no annual fees, and a non-variable rate.

    Variable Rate

    Not Applicable

    Transaction Fee for Purchases

    Not Applicable

    Paying Interest

    Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

    Annual Fee

    Not Applicable

    Balance Calculation Methods for Purchases

    Average daily balance—including new purchases

    Foreign Transaction Fee

    1% of Converted Transaction Amount

    The information about the costs of the cards is accurate as of August 2016. This information may have changed after that date. To find out what may have changed, write to us at MemberSource Credit Union, Attn: Loan Department, 10100 Richmond Ave., Houston, Texas 77042. Or call us at 713.627.4000.

    I Accept

    * Credit limit based on individual credit criteria.

    Learn more about the full array of financial services enjoyed by MSCU members

    CONTACT US
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    713-627-4000
    10100 Richmond Ave.
    Houston, Texas 77042
    Routing/Transit No: 313084904

    MemberSource Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 713.627.4000 so we may promptly assist you and remedy any accessibility concerns.

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